Direct Private Lending.
Monterey Capital Group provides private real estate financing across all 50 states. Bridge loans, purchase financing, cash-out, refinance, and renovation. Structured deal by deal and closed fast.
Collateralized lending. Direct lender. No middlemen ever.
$25MM+
Loans structured
75%
Up to LTV
5 Days
As Fast As
All 50
States Served
Loan Solutions
We provide private lending solutions for real estate transactions across the country. Each request is evaluated individually based on the property, the deal structure, and the borrower's timeline.
Bridge
Short-term financing to acquire or hold a property while longer-term financing is arranged.
Purchase
Capital to close quickly on acquisitions where speed or flexibility matters.
Refinance
Replace existing financing with a private loan, often to access equity or restructure terms.
Cash-Out
Extract equity from a property for capital deployment, renovation, or other business purposes.
Renovation / Rehab
Financing for properties undergoing renovation or rehabilitation where conventional lending is not available.
Not sure which structure fits your deal? Get in touch and we will help you find the right approach.
How Private Lending Works
Private lending is asset-based real estate financing built for speed and flexibility. Loans are secured by the property and evaluated on the overall strength of the deal - the asset, the structure, and the exit - not credit alone. Monterey Capital Group works directly with borrowers and brokers to move quickly from approval to close.
Asset-based underwriting: the deal drives the decision
Flexible loan structures: for complex or time-sensitive scenarios
Direct lender: you work with decision-makers, not a broker or committee
Timeline: many transactions close in days, not weeks
About Monterey Capital Group
Monterey Capital Group is a private lending and capital business focused on real estate-secured transactions where borrowers need speed, flexibility, and a direct relationship with the decision-maker.We are not a bank, a mortgage company, or a brokered fund. We are a direct private lender that is structured for fast approvals, straightforward execution, and clear communication from first contact through payoff. Every deal is reviewed and decided in-house, with no committees and no unnecessary delays.We work with real estate investors, operators, and brokers across the country on bridge loans, purchase financing, cash-out transactions, refinances, and renovation loans. Our underwriting is asset-focused and deal-specific. We evaluate each transaction on its own merits: the property, the exit strategy, the loan-to-value, and the timeline.If you need a lending partner who can move with you, Monterey Capital Group is built for that.
Florida-based. Lending nationally. Deal-by-deal underwriting.
Why Borrowers and Brokers Choose Monterey
You work directly with decision-makers: no loan officers, no committees
Fast feedback: most deals receive initial feedback within one business day
Loan structures: tailored to the deal, not forced into a standard template
Execution Certainty: we close what we commit to
Our Process
01
Submit
Share the deal basics: property address, loan amount, transaction type, and timeline. Use the quote form or call us directly.
02
Review
We review the deal and follow up within one business day. We may request additional property or borrower information to complete our evaluation.
03
Close
Once terms are agreed, we move quickly through diligence and closing coordination. Many transactions close within days, not weeks.
Is this a fit?
Real estate secured transactions (residential and commercial, case-by-case)
Borrowers and brokers are both welcome
Deals in any of the 50 states
Situations where speed, flexibility, or credit complexity matters
Borrowers with a clear exit strategy and property details available
Not a fit:
Owner-occupied primary residences
Unsecured or non-real-estate loans
Deals without a defined exit strategy
Ready to Get Started?
Submit the basics and we will follow up within one business day.
Get a Quote
Submit the basics and we will follow up with next steps.
Privacy Policy
Last updated: April 8, 2026
Overview
Monterey Capital Group LLC (“we,” “us,” or “our”) operates this website. This Privacy Policy explains how we collect, use, and protect information submitted through this site. By using this website, you agree to the practices described below.
Information We Collect
When you submit a quote request or contact form on this website, we may collect your name, email address, phone number, and information about the real estate transaction you are inquiring about, including property address, loan amount, and deal details. We do not collect payment information through this website.
How We Use Your Information
We use the information you provide solely to evaluate and respond to your financing inquiry. We do not sell, rent, or share your personal information with third parties for marketing purposes. We may share information with service providers directly involved in processing or closing a transaction, including legal counsel, title companies, and appraisers, only as necessary and only in connection with an active transaction.
Cookies and Analytics
This website may use basic analytics tools to track aggregate traffic and page performance. We do not use cookies for advertising or cross-site tracking purposes. Carrd and Tally, our website and form platforms, may collect limited technical data in accordance with their own privacy policies.
Data Retention and Security
We retain inquiry information for a reasonable period to evaluate and follow up on financing requests. We take reasonable precautions to protect information submitted through this site, but no method of transmission over the internet is completely secure. We cannot guarantee the absolute security of any data transmitted to or from this website.
Contact
If you have questions about this Privacy Policy or the information we hold, please contact us at [email protected].
Terms and Conditions
Last updated: April 8, 2026
Acceptance of Terms
By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you should not use this website.
No Offer to Lend
Nothing on this website constitutes an offer to lend, a commitment to provide financing, or a guarantee of loan approval. All financing is subject to underwriting review, credit evaluation, property due diligence, and execution of definitive loan documents. Monterey Capital Group LLC reserves the right to decline any request at its sole discretion.
Informational Purposes Only
The content on this website is provided for general informational purposes only. It does not constitute legal, financial, tax, or investment advice. You should consult qualified professionals before making any financing or investment decisions. Monterey Capital Group LLC makes no representations or warranties regarding the accuracy or completeness of the information on this site.
Business Purpose Lending
All loans originated by Monterey Capital Group LLC are for business purposes only. We do not originate loans for the purchase or refinance of owner-occupied primary residences. Submitting an inquiry through this website does not create a lender-borrower relationship or any obligation on the part of Monterey Capital Group LLC.
Intellectual Property
All content on this website, including the Monterey Capital Group name, logo, and written materials, is the property of Monterey Capital Group LLC and may not be reproduced, copied, or used without prior written permission.
Limitation of Liability
To the maximum extent permitted by applicable law, Monterey Capital Group LLC shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on any information contained herein.
Governing Law
These Terms and Conditions are governed by the laws of the State of Florida. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts located in Florida with the venue being Miami-Dade County.
Changes to These Terms
We reserve the right to update these Terms and Conditions at any time. Changes will be effective upon posting to this page. Continued use of the website after changes are posted constitutes your acceptance of the updated terms.
Contact
For questions regarding these Terms and Conditions, please contact us at [email protected].